Question 1

What does it cost to talk to Jamie?

Accepted Answer

Nothing. A conversation about your life insurance options carries no charge. You can ask questions, get a comparison, and decide nothing at all.

Question 2

What is the difference between term life and whole life?

Accepted Answer

Term life covers you for a set number of years and gives the most cover for the least money. Whole life lasts your whole life, holds a fixed premium and builds cash value. Which one fits depends on what you need covered and for how long.

Question 3

What is final expense insurance?

Accepted Answer

A smaller policy meant to cover funeral, burial and the last bills, so your family is not finding that money in a hard week. Qualifying is usually simpler than on a larger policy.

Question 4

What is an IUL?

Accepted Answer

Indexed universal life — permanent cover with a cash value credited against a market index, with a floor underneath it and a cap above it. Jamie explains how the crediting actually works before you decide whether it suits you.

Question 5

Do I need a medical exam?

Accepted Answer

It depends on the policy and the amount of cover. Some policies are written without one. Jamie will tell you which is which before you apply.

Question 6

How do I get in touch with Senior Select?

Accepted Answer

Call (870) 794-5991 or email insuredbyjamiekentle@gmail.com and let Jamie Kentle know what you're trying to sort out.

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